Loan Rates

Rates as of 10/2/2014.
Rate Description Term Payment Description APR APR Type
New and Used Auto 36 Months 2.75% Fixed
New and Used Auto 48 Months 3.00% Fixed
New and Used Auto 60 Months 3.25% Fixed
New Auto Only 72 Months 3.50% Fixed
Personal Unsecured 72 Months 12.00% Fixed
Personal Unsecured 60 Months Maximum $5,000.00 8.00% Fixed
Overdraft Protection $5000.00 15.00% Fixed
R.V. (Boats, Campers & Motor Homes) New 0 – 60 Months Call for Rates Fixed
R.V. (Boats, Campers, & Motor Homes)New 84 months Call for Rates Fixed
Savings Passbook secured 72 MONTHS 2.25% Fixed

APR refers to the annual percentage rate or the dividend rate. – APY refers to the annual percentage yield.
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

 

Certificates

Rates as of 10/2/2014.
Rate Description Term Dividend Rates APY
Contact Credit Union 6 MONTHS 0.00% 0.00%
Contact Credit Union 12 MONTHS 0.00% 0.00%
Contact Credit Union 24 MONTHS 0.00% 0.00%
Contact Credit Union 36 MONTHS 0.00% 0.00%

APR refers to the annual percentage rate or the dividend rate. – APY refers to the annual percentage yield.
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 

Savings/Shares Rates

Rates as of 10/2/2014.
Rate Description Term Dividend Rates APY
Regular Savings months 0.25% 0.25%
Regular Checking 0.00% 0.00%

APR refers to the annual percentage rate or the dividend rate. – APY refers to the annual percentage yield.
Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

 

IRAs

Rates as of 10/2/2014.
Rate Description Term Dividend Rates APY
IRA SHARES MONTHLY 0.50% 0.50%

APR refers to the annual percentage rate or the dividend rate. – APY refers to the annual percentage yield.
Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

***Rates & terms subject to change without notice
***Each member’s savings are insured to the full legal limit by the NCUSIF

 

Fees

This is the credit union’s FEE SCHEDULE

Savings Account Fees
IRA Fees
Annual Fee $0
Monthly Fee $0
Checking Account Fees
Monthly Fee $0
Per Check Charge $0
Non-Sufficient Funds (NSF) Fee $10.00
Stop Payment Fee $10.00
Check Copy Fee $1.50 per check
ATM/Debit Card Fees
Card Replacement Fee $4.00 per card
Additional ATM/Debit Card for Joint Account Owner $0
Other Fees
Additional Copy of Statement 0.00